Portfolio Allocation Calculator

Calculate portfolio allocation across asset classes. Determine how much to invest in stocks, bonds, and other assets.

Proper asset allocation is key to managing investment risk and returns. This calculator helps you determine how to divide your portfolio across different asset classes based on your risk tolerance and goals.

Calculator

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Stocks Amount
$0.00
Bonds Amount
$0.00
Cash Amount
$0.00
Total Allocation
0.00%
Warning
Allocations sum to 0%, not 100%

Common use cases

  • Portfolio construction
  • Retirement planning
  • Risk management
  • Rebalancing preparation

How to use

  1. Enter your total portfolio value
  2. Set your desired stock allocation percentage
  3. Set your bond allocation percentage
  4. Set your cash allocation percentage
  5. Ensure allocations sum to 100%

FAQ

What allocation is right for me?

Common rule: subtract your age from 100 for stock percentage. Aggressive investors may hold more stocks; conservative investors more bonds.

How often should I rebalance?

Annually or when allocations drift 5%+ from targets. Avoid over-trading due to tax implications.

What about alternative investments?

Real estate, commodities, and alternatives can provide diversification. Consider them as part of your overall stock allocation.

This calculator provides illustrative estimates for planning purposes only and does not constitute financial, tax, or legal advice.