Portfolio Rebalancing Calculator

Calculate how to rebalance your investment portfolio. See exactly how much to buy or sell to reach target allocations.

Over time, market movements cause your portfolio to drift from target allocations. This calculator shows exactly how much to buy or sell of each asset class to restore your desired balance.

Calculator

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Total Portfolio
$0.00
Stocks: Buy
$0.00
Bonds: Buy
$0.00
Cash: Add
$0.00
Current Stock %
0.00%

Common use cases

  • Quarterly portfolio maintenance
  • Post-market correction adjustments
  • Tax-loss harvesting
  • New contribution allocation

How to use

  1. Enter current value of each asset class
  2. Set your target allocation percentages
  3. View how much to buy or sell of each
  4. Execute trades to rebalance

FAQ

How often should I rebalance?

Common approaches: calendar-based (annually/quarterly) or threshold-based (when drift exceeds 5%).

Are there tax implications?

Selling winners triggers capital gains. Consider rebalancing with new contributions or in tax-advantaged accounts.

Should I rebalance during volatility?

Rebalancing during downturns means buying low, which can boost long-term returns, though it requires discipline.

This calculator provides illustrative estimates for planning purposes only and does not constitute financial, tax, or legal advice.