401(k) Calculator (ADHD-Friendly)

Retirement planning feels impossibly far away and abstract. Your brain would rather focus on literally anything else. But here's the thing: you don't need to understand every detail of 401(k)s to benefit from them. You just need to see one thing — what your money becomes over time. Enter your current balance, how much you contribute, and what your employer matches. See the number you'll have at retirement. That's it. No complex scenarios, no analysis paralysis. Just a concrete number that makes the abstract feel real. And here's the secret that makes 401(k)s worth the effort: employer matching is free money. If your employer matches 50% of your contribution, that's an instant 50% return before any investing happens. This calculator shows you exactly how that adds up.